Singapore Three Major Banks Fixed Deposit Rate Comparison
The 2026 fixed deposit rates of Singapore three major banks DBS, UOB and OCBC show differentiated competition. This article provides a detailed comparison of the three banks latest fixed deposit rate products to help depositors make the best choice.
DBS Fixed Deposit Rates
DBS offers competitive fixed deposit rates in 2026, especially for new fund and large deposit customers. The bank digital fixed deposit products offer higher rates through online channels, encouraging customers to use digital banking services.
UOB Fixed Deposit Plans
UOB launched multi-tier fixed deposit products in 2026, offering differentiated rates based on deposit amount and term. The bank priority banking customers can enjoy exclusive preferential rates, enhancing deposit returns.
OCBC Rate Advantages
OCBC continues to optimize its fixed deposit product portfolio in 2026, attracting customers through flexible term options and competitive rates. The bank smart deposit feature allows customers to earn higher returns while maintaining liquidity.
Rate Trend Outlook
With the Monetary Authority of Singapore monetary policy adjustments, Singapore bank fixed deposit rates are expected to remain relatively stable in the second half of 2026. Depositors are advised to closely monitor market changes and seize the best deposit timing.